> I look up and I see colleagues in their 40s-50s. 20-30 years of experience in the industry, with the performance of their RSUs they probably easily have $2m+

> I look up and I see colleagues in their 40s-50s. 20-30 years of experience in the industry, with the performance of their RSUs they probably easily have $2m+ net worth. I really don't understand why they don't quit. I'm at the very young end of that range. My answer is, when you have a couple of young kids and you live through the past year of inflation and stock/real estate devaluation, you scale up the retirement number by a pretty large multiplier to feel safe. My early retirement target is now around 10M (HCOL, want optionality to send kids to private school, got accustomed to nice things) and I'm not there yet. Fortunately the trajectory is looking good, so I'm starting to ratchet down the time and effort I spend on work. As I do so, the stress is starting to melt away and I find myself able to better tolerate and sometimes even enjoy my job now. I don't need the job so I can take a risk here or there, drop a few balls on the floor, take some random days off to spend with the kids or get through some yardwork, etc.