No that's right, they aren't "that bad off". But just to give a concrete example, I have a number of loved ones who have been unable to afford a house, much lon

No that's right, they aren't "that bad off". But just to give a concrete example, I have a number of loved ones who have been unable to afford a house, much longer than they would have liked. And I can't help them with that. I'm sure I could help if they were starving or homeless, you're right.