My idea is to spend as an average person would. I increase my lifestyle only spending interests from bonds/dividends. In this way I have a better life as my ne

My idea is to spend as an average person would. I increase my lifestyle only spending interests from bonds/dividends. In this way I have a better life as my net worth increase but not at the same rate. So if the risk free interest rate is 5%, I don’t only increase my lifestyle of 1$/y for every 20$ earned.