I don't really get having a fixed ~12 months.. If you are talking about getting laid off you probably make a much higher than average salary and climbing from y

I don't really get having a fixed ~12 months.. If you are talking about getting laid off you probably make a much higher than average salary and climbing from your past lifestyle shouldn't put you anywhere close to consuming all of your salary. I would review spending to understand what the major costs are or investment mistakes were if you don't have as many years you could take off as you have worked. Much like a sports career there's no telling how long a tech career will last or remain interesting to you and gradual raises in spending should not mean you don't have enough to consider a very soft landing in a poorly paying field, entrepreneurship without backers, etc.