Agreed that code that nobody in the team understands is tech debt; code that only a few people in the team understand is a liability, but not directly debt. Whe

Agreed that code that nobody in the team understands is tech debt; code that only a few people in the team understand is a liability, but not directly debt. Whether you understand the code yourself shouldn't immediately cause it to be labeled as "debt", unless you're the I in team (which can easily happen for personal projects or badly-managed organizations).