> What matters to the business is that the code works. Yes, but there is a time dimension to "code works". It should work tomorrow when a new OS comes out, and

> What matters to the business is that the code works. Yes, but there is a time dimension to "code works". It should work tomorrow when a new OS comes out, and it should work when a library is updated because of a vulnerability, and it should still work when a new feature is added, and it should still work with a 100x more users. The only way to make sure code still "works" in these situations is to continuously keep modifying it. And here the technical debt comes into play.