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That model sounds horrific. Pay $175/mo, the first $500 of every incident, and then when you do need money you have to beg the others members for it, and they'
by jonahx 4y ago
That model sounds horrific.
Pay $175/mo, the first $500 of every incident, and then when you do need money you have to beg the others members for it, and they'll decide if they want to "fund" you based on your own "generosity score" of funding other people.
- monero-xmr 4y agoI'm not sure you have any idea how unbelievably expensive healthcare in the US is. I have pretty good insurance, but for my family I pay $7500 per year in premiums, the company kicks in another $22k. A lot of other models look more attractive when faced with this insanity.
- adamredwoods 4y agoI am very familiar with hc costs in the US, and I feel a empathy-based crowdfunding model is disastrous. I believe there was a Black Mirror episode related to their model: from the website: >> If he has been a good community member and has given often, then he will have a high score and a high likelihood others will give to him. If he has a low score then he will most likely not get funded.
- notahacker 4y agoPaying $2k per family member per year for the right to start a crowdfunding campaign if they get sick looks like an even worse deal than paying $30k for actual health insurance for a family though...
- luckylion 4y agoHow large is your family? I'm single and have private health insurance in Germany. I Pay around 5.5k Euros / year. The public option would be around 10k Euros a year (though this would include insurance for family members, the private option does not; private insurance is much better, covers more, and gets you better treatment).
- paganel 4y agoIt is horrific, it practically institutionalises begging, with some good old paternalistic undertones for good measure.