I think using financial terminology to describe technology problems is a mistake. There is no such thing as tech "debt". Or, if there is, it's entirely subject

I think using financial terminology to describe technology problems is a mistake. There is no such thing as tech "debt". Or, if there is, it's entirely subjective. I've seen things described as a "6+ month major rewrite" that another developer could address with careful, incremental enhancements over a matter of weeks.