I disagree somewhat with what that guy said but your "counterpoint" is ridiculous. Bank deposits are yours! If the bank collapses and can't give them to you, t

I disagree somewhat with what that guy said but your "counterpoint" is ridiculous. Bank deposits are yours! If the bank collapses and can't give them to you, there's FDIC insurance so the government will get you that money. This is nothing at all like Twitter and only weakens your argument.