Oh definitely but it's also going to kill credit cards dead. Why would I use a 30% interest rate credit card with 1 month interest free when I can get 3 months

Oh definitely but it's also going to kill credit cards dead. Why would I use a 30% interest rate credit card with 1 month interest free when I can get 3 months interest free or spread it out for like 5%? I just wouldn't, credit cards are absolute trash in comparison. I never take the interest option but I find the 3 month options really useful for spreading payments.