How is “buy what you can pay “ mentality a result of a “sheltered life”？ It is probably the opposite. Although I would add BNPL is largely embedded in US cultur

How is “buy what you can pay “ mentality a result of a “sheltered life”？ It is probably the opposite. Although I would add BNPL is largely embedded in US culture and education. Geez, we even apply that to our education..