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I'll be honest with you, it sounds like you've lead a pretty sheltered life. Living in poverty is fucking hard. All around you are parasites looking to take w

I'll be honest with you, it sounds like you've lead a pretty sheltered life. Living in poverty is fucking hard. All around you are parasites looking to take what little you have and kick you back to the floor. Yeah, of course parents tell their kids to do better in life. But it feels like the world is conspiring against you at every step of the way. The only time anything good happens, it's due to the kindness of someone else, and kindness is not something you see often.

unity1001 4y ago
He is in Denmark, where there is social democracy, high taxes and all encompassing social programs to protect people from the ravages of the Randian market. Of course he lived a sheltered life. But its not a fault on his side. People in countries with Randian realities not being protected from the ravages of the economy is where the fault is at.
samjmck 4y ago
To me, it sounds more like they have lived a European life, not a sheltered life. Outside of the UK, there aren’t any European countries I know of that use e.g. credit cards on a daily basis. We are taught to avoid taking on debt and are financially risk-averse.
- Olphs 4y ago
  Credit cards are used in Europe too, but the credit part not so much, most people pay it in full end of month (or whenever their next bill comes)
  - subarctic 4y ago
    Isn't that how most people use their credit cards everywhere, or at least everywhere in the developed world? I thought the 20%+ interest was just a way to take advantage of you if you mess up and rack up too big a bill, or forget to pay your bill.
    - dfinninger 4y ago
      Anecdata, but I know multiple people that I associate with do caray a balance on their cards and by paying minimums. I don’t understand it, but then again I’m fortunate enough to have a software job that allows me to keep up with my social lifestyle without incurring debt.
- deleted 4y ago
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up2isomorphism 4y ago
How is “buy what you can pay “ mentality a result of a “sheltered life”？ It is probably the opposite. Although I would add BNPL is largely embedded in US culture and education. Geez, we even apply that to our education..
deleted 4y ago
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puffoflogic 4y ago
Parasites like... BNPL schemes? "Everyone is ready to take money from poor people and that's why your racist (or whatever) if you don't let poor people give their money to people ready to take it from them!!!1!" Also the notion that successful people should not be giving advice to people who are less successful, because then... what, the less successful people might become more like the successful people? -- anyways, that notion is completely backward. One could only endorse it if one really wanted the less successful people to remain down in life.

unity1001 4y ago

He is in Denmark, where there is social democracy, high taxes and all encompassing social programs to protect people from the ravages of the Randian market. Of course he lived a sheltered life. But its not a fault on his side. People in countries with Randian realities not being protected from the ravages of the economy is where the fault is at.

samjmck 4y ago

To me, it sounds more like they have lived a European life, not a sheltered life. Outside of the UK, there aren’t any European countries I know of that use e.g. credit cards on a daily basis. We are taught to avoid taking on debt and are financially risk-averse.

Olphs 4y ago
Credit cards are used in Europe too, but the credit part not so much, most people pay it in full end of month (or whenever their next bill comes)
- subarctic 4y ago
  Isn't that how most people use their credit cards everywhere, or at least everywhere in the developed world? I thought the 20%+ interest was just a way to take advantage of you if you mess up and rack up too big a bill, or forget to pay your bill.
  - dfinninger 4y ago
    Anecdata, but I know multiple people that I associate with do caray a balance on their cards and by paying minimums. I don’t understand it, but then again I’m fortunate enough to have a software job that allows me to keep up with my social lifestyle without incurring debt.
deleted 4y ago
[deleted]

up2isomorphism 4y ago

How is “buy what you can pay “ mentality a result of a “sheltered life”？ It is probably the opposite. Although I would add BNPL is largely embedded in US culture and education. Geez, we even apply that to our education..

deleted 4y ago

[deleted]

puffoflogic 4y ago

Parasites like... BNPL schemes? "Everyone is ready to take money from poor people and that's why your racist (or whatever) if you don't let poor people give their money to people ready to take it from them!!!1!" Also the notion that successful people should not be giving advice to people who are less successful, because then... what, the less successful people might become more like the successful people? -- anyways, that notion is completely backward. One could only endorse it if one really wanted the less successful people to remain down in life.