The fraud was pretty thorough, they paid a data scientist $20k to falsify data and paid another business $100k for their list. They also performed third party v

The fraud was pretty thorough, they paid a data scientist $20k to falsify data and paid another business $100k for their list. They also performed third party validation on it as a test. It was only upon Chase marketing to the full list that the statistics became apparent. Random sampling may not have been enough.