Exactly. The OP's version can be described as these choices: - A 10% chance of losing (you don't get any money). - A 10% chance of winning (you don't lose an

Exactly. The OP's version can be described as these choices: - A 10% chance of losing (you don't get any money). - A 10% chance of winning (you don't lose any money). These two are options are in no way equivalent. In your version, you have: - 10% chance of losing (you don't get $1,000). - 10% chance of losing (you have to pay $1,000). These situations are comparable and can be used to test the framing effect.