Good thoughts. As you say, this is for a 'lump sum' investment, not investment over time, which has the benefit of dollar-cost-averaging. As I mentioned in my

Good thoughts. As you say, this is for a 'lump sum' investment, not investment over time, which has the benefit of dollar-cost-averaging. As I mentioned in my post, I may look at that next, probably in v3. The tax is is good point too, but I'll leave that off the table for the next version as people's tax situations vary, and it gets complex - maybe v5..