"[M]uch of what we consider technological innovation is, in fact, business model innovation. I’d add that a lot of what is perceived as innovation is also some

"[M]uch of what we consider technological innovation is, in fact, business model innovation. I’d add that a lot of what is perceived as innovation is also some form of ZIRP-fueled arbitrage. Everything is ZIRP." https://www.readmargins.com/p/zirp-explains-the-world https://www.readmargins.com/p/zirp-explains-the-world