>If you force a bank to charge prime rates to Bill and Mary Ne'er-do-well, then the banks will simply drop the credit lines. Why not? They'll just be bailed o

>If you force a bank to charge prime rates to Bill and Mary Ne'er-do-well, then the banks will simply drop the credit lines. Why not? They'll just be bailed out by the taxpayer when the Ne'er-do-wells default.