While potentially true, this does not speak to the biggest part of their statement, which was that a predicted small cost project becomes an enormous cost proje

While potentially true, this does not speak to the biggest part of their statement, which was that a predicted small cost project becomes an enormous cost project so regularly to the point that the smaller cost projects are altogether ignored, to the detriment of all. $150, $1000, all of these are smaller than $15,000. One is a surprise laptop breaking and needing replace. The other is a surprise car purchase and cash purchase.