[non-paywalled link] https://web.archive.org/web/20230110202131/https://www.theatlantic.com/culture/archive/2023/01/buy-now-pay-later-affirm-afterpay-credit-ca

[non-paywalled link] https://web.archive.org/web/20230110202131/https://www.theatlantic.com/culture/archive/2023/01/buy-now-pay-later-affirm-afterpay-credit-card-debt/672686/ https://web.archive.org/web/20230110202131/https://www.theat...