Banking and payment monopolies are very important for the US political system. As a last resort, banks want to be able to de-bank grass roots political oppositi

Banking and payment monopolies are very important for the US political system. As a last resort, banks want to be able to de-bank grass roots political opposition and giving all citizens a post office bank account would make this impossible without violating the first amendment. Thats why the US doesn't have this while western countries with stricter political speech codes do.