> As an example, I have a friend who grew up in a working class family in south Brooklyn. His mother's job was "on the books" and his father's construction work

> As an example, I have a friend who grew up in a working class family in south Brooklyn. His mother's job was "on the books" and his father's construction work was completely off-the-books, paid in cash. Everybody in the family was very aware of the amount of money you could deposit in a bank account, in a given time period, without attracting IRS attention. I hope you reported them?