It's many problems. It's not a simple situation because it's one that has evolved over many generations. Is it working people defrauding the government? Is it t

It's many problems. It's not a simple situation because it's one that has evolved over many generations. Is it working people defrauding the government? Is it the government abrogating it's responsibility to manage the economy and tax people fairly and provide effective services to the community? Is it a haven for criminality of a more sinister and even violent kind that inhabits the grey economy and turns it black? All of the above, but it's hard to reform because the people who live this way and suffer many of the disadvantages that result from it are also deeply complicit in it's operation.