Having done PCI compliance audits and talked to QSAs who told me about pretty serious breach from a well known payment processor owned by Visa, I wouldn't put t

Having done PCI compliance audits and talked to QSAs who told me about pretty serious breach from a well known payment processor owned by Visa, I wouldn't put too much faith in the PCI compliance process when it comes to protecting my data. I guess where we differ is that between banks having lousy security, social medias and search giants selling all our data, the cat is already out of the bag when it comes to privacy and won't be put back until law is updated to have teeth, so I see that as a separate problem (which does bother me) that's orthogonal to the 3 companies credit scoring system. That doesn't mean that it shouldn't be solved, I believe Equifax, Experian and Transunion should be heavily fined for any breach of data especially considering how important the data they have.