Is paying for your own fiber install common? I'm in a mid-90's home in the US and AT&T just recently decided they wanted to enter our market with Fiber and will

Is paying for your own fiber install common? I'm in a mid-90's home in the US and AT&T just recently decided they wanted to enter our market with Fiber and will install free of charge with no contract to whoever wants to switch. Certainly no easy task, but I understand that homes/infrastructure outside of the US can also be significantly older.