We should remember the reason why it was created - to replace decisions for approvals on loans, mortgages, apartment rentals etc being made by low-level individ

We should remember the reason why it was created - to replace decisions for approvals on loans, mortgages, apartment rentals etc being made by low-level individuals for a variety of arbitrary reasons. Many places made such decisions based on personal connections, class, race, and other such things. AFAIK most other places still use such systems. Replacing that with a system where everybody's worthiness and terms for such things is determined algorithmically based on numeric data is a great move towards equality.