It's psychologically and socially so interesting. We often want the benefits without knowing how to repay, manage or handle things. Also you know that in the c

It's psychologically and socially so interesting. We often want the benefits without knowing how to repay, manage or handle things. Also you know that in the catholic middle ages, high lending rate was immoral, it was a big topic at the time (and apparently lead to some foreign groups to become the loan guys as an escape hatch in harsh times).