If someone asks me for money I make it clear they aren't obligated to pay it back at all or in full. In this way I have never "lost" money only given it away. W

If someone asks me for money I make it clear they aren't obligated to pay it back at all or in full. In this way I have never "lost" money only given it away. Well over $10k in any year I was adequately employed. Less in others but still tens of dollars here and there even when I was homeless. It's never been hard to find people who seem more in need of it than I am.