Even if you're able to afford to lose it, setting the expectation that the loan needs to be repaid will stress the borrower. That can be enough, in my experienc

Even if you're able to afford to lose it, setting the expectation that the loan needs to be repaid will stress the borrower. That can be enough, in my experience, to break a relationship. Unless they're a sociopath, borrowing significant amounts of money from friends is usually considered to be a last resort, they're already in a bad place. Adding another monthly payment to their budget going to put them in a worse place.