Came here to ask this. The article doesn't say why this is a bad thing. At best it implies poor security by the credit agencies might increase the risk that "i

Came here to ask this. The article doesn't say why this is a bad thing. At best it implies poor security by the credit agencies might increase the risk that "identity thieves will ruin your financial future" but it doesn't say how access to a credit report will do this. Guessing: something in the report (what exactly?) might make taking out bogus loans easier by selecting the most vulnerable victims (why?)