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I froze mine years ago when the first leak of my SS# happened thanks to one of the stupid credit agencies. I was happy and secure in the knowledge that it was

I froze mine years ago when the first leak of my SS# happened thanks to one of the stupid credit agencies. I was happy and secure in the knowledge that it was locked until I had to unlock it the first time. The password I set didn't work, as they had apparently changed the log-in system with no alert (also, now the stupid log-in sends us spam e-mail that we can't opt out of). I called them. I had my account unlocked, and the phone representative even gave me my own SS# within three minutes of being on the phone, and by answering questions that were publicly available information. It's an absolute fucking train wreck and I wish the system as a whole and the credit companies in particular were destroyed.

Terretta 4y ago
> … and by answering questions that were publicly available information. The 3 questions fraud check system everyone uses to performatively pretend to ensure you are who you are, can only draw the questions it asks from — guess what — publicly available information. It's illogical on its face. // After identity theft, it gets worse, as thieves' fraudulent or real data will enter public records under your identity key, and now you can't pass your own check.