Paypal does this as well; our money (a lot of money) got locked because our competitor (we found out years later because they were bragging about it) used stole

Paypal does this as well; our money (a lot of money) got locked because our competitor (we found out years later because they were bragging about it) used stolen/fake cards to buy our product. They don’t side with their client; they side with the money/least risk and hassle. Google does the same with adsense; if you have a competitor which makes a good amount with Adsense, just hire a botnet and have it click ads. Happened to us as well. They should not care about this and just leave it; they know it could be a competitor more likely than it is you (if you make 7 figures for an extended period of time, why would you suddenly do this?); if they can detect suspicious behaviour, why do they care about it and not just filter it? But nope; you get axed and no one cares. It is really very important to make sure you don’t trust one platform when real real starts coming in. If you are around long enough, you will have many bad platform stories. Every moment I see money coming in via 1 source, I get nervous and start planning to diversify that dependency. At the moment Stripe stories keep popping up over here; if you make a lot of money, you should have multiple alternatives or, better, get very close to an acquirer; they will answer your calls and the fees will be lower too; sure it’s more integration work, but if you make enough money, why is that more important than securing your future?