Yeah, they are fantastic. I am forever hopeful that their feature set will inspire other banks. So far I have seen that happening in UK/Europe, but not so much

Yeah, they are fantastic. I am forever hopeful that their feature set will inspire other banks. So far I have seen that happening in UK/Europe, but not so much elsewhere. Wise does offer the ability to switch your balance from Cash (safeguarded, no interest) to Interest (government-backed assets) or Stocks (index fund) while still having access to spend it. This might be gated by currency or by the country of your verified address.