I get the emotional appeal, but if the OP (or anyone else) has a home loan locked in with super-low interest rates the last thing I would be doing is paying dow

I get the emotional appeal, but if the OP (or anyone else) has a home loan locked in with super-low interest rates the last thing I would be doing is paying down a home loan early. At the moment, you could do extremely low-risk things like buy US treasury bonds and come out well in front of where you would be by paying off a home loan early.