"This" comments are not allowed on HN, but as a 31 year old millennial: I would have written this EXACT post about the situation. The only addition being "lear

"This" comments are not allowed on HN, but as a 31 year old millennial: I would have written this EXACT post about the situation. The only addition being "learn to code/program", but now interest rates are starting to narrow the reliability of that avenue.