I'm mostly using small companies where it's the owner and maybe his son or 1-2 employees doing the work. Likewise my BIL has his own company that's just him an

I'm mostly using small companies where it's the owner and maybe his son or 1-2 employees doing the work. Likewise my BIL has his own company that's just him and his best friend. So yeah those guys are all taking 100% of the rate. Granted they have to pay taxes and insurance, and all that like I do, but they're doing well overall.