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The problem with that is that legally, the contract to pay a provider, and the instruction to your credit-card company to pay a recurring amount, are two separ
by ajb 4y ago
The problem with that is that legally, the contract to pay a provider, and the instruction to your credit-card company to pay a recurring amount, are two separate things. Some companies will send threatening letters, dept collectors etc after you if you just cancel the CC instruction.
It's different on the apple store, where Apple forced providers to agree that a subscription could be unilaterally cancelled via the store. Ideally we would pass a law so that credit cancellation also cancels a contract as long as the minimum period is over. Not holding my breath though.
- wikfwikf 4y agoThis would be annoying for people whose credit card just happened to expire and who then have to deal with not having the service for a period, re-signing up, losing loyalty bonuses, etc.
- 8note 4y agoCredit card expiry can have integrations where the merchant automatically gets the updated value
- prepend 4y ago> Some companies will send threatening letters, dept collectors etc after you if you just cancel the CC instruction. What companies do this in practice. I think I’ve “ghosted” 300 companies and never had a single even send a threatening letter, much less do anything. Usually I get an email of “error processing your card, please fix or we turn off.” I can’t imagine it is ever economical to pursue in courts over an $11.99/month contract. The exception is gyms that do seem to go to ends of the earth to collect.
- ajb 4y agoZipcar tried to do it to me once. But it may depend on your jurisdiction as well. I had a colleague who used to get monthly calls from a cable co. He was divorced from his wife, who had set up the cable contract, so they wouldn't let him cancel it but were still convinced that he was liable for the money because it was supplying his house.