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I recently forgot to cancel a one month free trial for a HTC Vive marketplace (yes, even they got some bullshit monthly sub going), and they locked me into a ye

I recently forgot to cancel a one month free trial for a HTC Vive marketplace (yes, even they got some bullshit monthly sub going), and they locked me into a year long commitment. I’ve turned very sour to these monthly renewals and accounts I can’t keep track of anymore.

jerf 4y ago
To use a deeply HN metaphor, it's kind of like pulling in a 3rd party library into your source code. No matter how convenient it is at the moment, you have to account for the cost of the ongoing maintenance over time; sometimes you look at that and decide just to never pull the library in the first place. Similarly, if I'm on the fence about some service, this is the tie breaker for me; the risk of forgetting to cancel it. Even though I do scan my bank account around once a month, I do naturally pay more attention to the bigger transactions and can easily skim past a $8.99 for a few months before noticing I accidentally left something on. (Fortunately, where I am, it's just an annoyance. Affording individual subscriptions to all the things I may conceivably at some point want to use would be a noticeable kick in the pants, what with the proliferation of them, but accidentally leaving on one service is just an annoyance.)
luxcem 4y ago
I’m now using virtual disposable card for any subscription to a service I'm not sure to use more than one month. If I forget it that means I don't use it and the subscription will end itself. If I somehow still need it after the first month, I usually get a email reminder or a message about payment processing failure and I can fix that with a non-disposable card.
- twobitshifter 4y ago
  what do you use for the disposable card?
  - gremlinsinc 4y ago
    I have a capital one credit card that allows unlimited virt cards that basically can only be used at one online merchant. I use this card exclusively for subscriptions, then pay it off every month.
  - luxcem 4y ago
    It highly depends on your country, some banks offer that as a service (most do in France where I live) in EU a lot of online banks do too (Revolut, Lydia, N26, etc) I don't know in the US, I think privacy.com does but I have no recommendation.
  - helsontaveras18 4y ago
    I’ve used Privacy.com in the US. works great!
idonotknowwhy 4y ago
FYI you can usual cancel immediately after signing up and it'll keep working until the next bill is due

jerf 4y ago

To use a deeply HN metaphor, it's kind of like pulling in a 3rd party library into your source code. No matter how convenient it is at the moment, you have to account for the cost of the ongoing maintenance over time; sometimes you look at that and decide just to never pull the library in the first place. Similarly, if I'm on the fence about some service, this is the tie breaker for me; the risk of forgetting to cancel it. Even though I do scan my bank account around once a month, I do naturally pay more attention to the bigger transactions and can easily skim past a $8.99 for a few months before noticing I accidentally left something on. (Fortunately, where I am, it's just an annoyance. Affording individual subscriptions to all the things I may conceivably at some point want to use would be a noticeable kick in the pants, what with the proliferation of them, but accidentally leaving on one service is just an annoyance.)

luxcem 4y ago

I’m now using virtual disposable card for any subscription to a service I'm not sure to use more than one month. If I forget it that means I don't use it and the subscription will end itself. If I somehow still need it after the first month, I usually get a email reminder or a message about payment processing failure and I can fix that with a non-disposable card.

twobitshifter 4y ago
what do you use for the disposable card?
- gremlinsinc 4y ago
  I have a capital one credit card that allows unlimited virt cards that basically can only be used at one online merchant. I use this card exclusively for subscriptions, then pay it off every month.
- luxcem 4y ago
  It highly depends on your country, some banks offer that as a service (most do in France where I live) in EU a lot of online banks do too (Revolut, Lydia, N26, etc) I don't know in the US, I think privacy.com does but I have no recommendation.
- helsontaveras18 4y ago
  I’ve used Privacy.com in the US. works great!

idonotknowwhy 4y ago

FYI you can usual cancel immediately after signing up and it'll keep working until the next bill is due