China's social credit score is the future GDPR is working to prevent. It's actually a bit worse for poor people; they don't get ignored by advertisers and inst

China's social credit score is the future GDPR is working to prevent. It's actually a bit worse for poor people; they don't get ignored by advertisers and instead are directly targeted for highly abusive lending practices (payday loans, rent to own, outright scams relying on desperation). There's an advertiser for every market segment. EDIT: I know the economic arguments for high interest loans, but the fact is that they trap poor people in a cycle of poverty. It's no good pointing out that people's long-term economic prospects are quantifiably terrible without using that as an argument for effective regulation and social safety nets to break the cycle.