Also, in future interactions, the credit agency makes representations to others about sokoloff's credit. Why should the standard of what they are able to say be

Also, in future interactions, the credit agency makes representations to others about sokoloff's credit. Why should the standard of what they are able to say be set by the least secure report they have received from a bank? They hold themselves out to be a credit reporting company - not just an aggregator of hearsay.