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> [In "God" we trust] Here you go: https://en.wikipedia.org/wiki/Credit_rating_agencies_and_the_subprime_crisis https://en.wikipedia.org/wiki/Credit_rating_age

• gruez 4y ago
  "Credit rating agencies" =/= "Credit bureau". If you read your own link, you'd discover that the former refers to companies like "Moody's Investors Service, Standard & Poor's, and Fitch Ratings". Needless to say, those are separate entities from credit bureaus, which are companies like equifax, transunion, and experian.
  • eternalban 4y ago
    Your reply is a good example of missing the forest for the trees.
    • gruez 4y ago
      The average HN reader isn't a telepath. If you posted a link about a different subject without any accompanying explanation about why it's related, and other readers get confused, that's on you. Your follow up reply makes the same mistake, but it's worse because it's obvious that at least one person isn't seeing the connection, yet you don't make an effort to provide such an explanation.