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I got my $5.21 check too. For those who don't remember, the original settlement for the 2017 data breach was supposed to be $125. But they had "unexpected respo

by kens 4y ago

I got my $5.21 check too. For those who don't remember, the original settlement for the 2017 data breach was supposed to be $125. But they had "unexpected response" so the final settlement ended up being about 4% of that. It's kind of an insulting payment after Equifax leaked names, Social Security numbers, birth dates, addresses, and some drivers license and credit card numbers. Info on the original settlement: https://arstechnica.com/tech-policy/2019/07/you-can-go-claim-at-least-125-from-the-equifax-settlement-right-now/ https://arstechnica.com/tech-policy/2019/07/you-can-go-claim...

MobileVet 4y ago
Yea, when I read that the claim group had ballooned I changed my ‘compensation’ to be 5 years of their crap service for identity theft monitoring. I figured that was worth more than $5… though it is debatable.
- sva_ 4y ago
  You can probably buy those datasets for much less per row.
- schemescape 4y ago
  Of course, that's really 5 years of Experian trying to upsell you to their paid (out of pocket) services. Why can't I set it to email me only if there's a change? Why does it need to send me email every month?
  - Fatnino 4y ago
    Equifax, not Experian
    - schemescape 4y ago
      No, they offered me Experian monitoring: > You filed a claim in the Equifax Data Breach Settlement and chose to receive free, three-bureau (Equifax, Experian, and TransUnion) credit monitoring from Experian for four years.
- rkagerer 4y ago
  The notion that identity theft monitoring is sufficient mitigation to a customer after a breach like this is laughable. I'm concerned as the tend becomes normalized, when someone does finally bring a challenge in court where that's one of the matters to be dealt with, the company will simply say "industry standard".
- fatnoah 4y ago
  I didn't even bother because I figured the cash would be meaningless, and I've already got monitoring because my info was part of the OPM breach a while back where all of the same information plus my secret clearance background check info, fingerprints, and toeprints were leaked.
- Sohcahtoa82 4y ago
  The fact that people would pay for credit monitoring is strange to me. Credit Karma is free, and has been very good. When I applied to finance a car online, within 15 seconds of me pressing "Submit" on the web page, I had an e-mail from Credit Karma that someone did a hard pull of my credit report. Does the identity theft service you got do anything more than that that you would actually use?
JumpCrisscross 4y ago
Has anyone been able to show damages? I get the fury at Equifax. I personally refuse to unfreeze their reports. But it’s looking increasingly like a leak that was shocking but moderately harmful at worst.
- Mezzie 4y ago
  My sister got her SS# stolen and every time she tries to open a bank account, it's drained immediately. She's been unbanked for years as a result. I think that counts; if I weren't around to manage her money (and trustworthy), she'd be fucked.
- fitblipper 4y ago
  Has any leak ever resulted in someone saying they could clearly id damages from a specific leak and then get compensation from the company who leaked it? We aren't even told when a government entity looks at and uses our private information. How in the world would we know when a criminal does, and how would we be able to say they looked at that specific leak instead of one of the other 10 possible sources of my leaked private information? Maybe it is time to pool the damages of all identity thefts together, (about 56 billion in 2021) and split the bill (+ maintenance and administrative costs for managing the money) across all businesses that have leaked private data. That money could be used as a resource to all identity thefts victims to be made whole.
  - JumpCrisscross 4y ago
    > time to pool the damages of all identity thefts together You can’t pool something you haven’t measured. This is a genuine question. I had thought we’d have demonstrated liability by now.
    - jjeaff 4y ago
      As far as I'm concerned, every single act of identity theft that occurred after the breach where at least one piece of data leaked in the breach was used, are damages. Sure, it might have happened anyway, but it doesn't really matter which illicit source they got it from it was available anyway. Just like in an assault/homicide case, if a victim has a heart attack and dies soon after you assaulted them, you can't prove that the attack led to the heart attack. Could just be bad timing. But most courts and juries would likely find the assaulter guilty to some extent.
godelski 4y ago
Strange, I got $22.82. I was honestly expecting around $5 but I'm not complaining. I'm not sure what I did differently.
- thallium205 4y ago
  I got $12.26
- HarleyBestfield 4y ago
  I am. Equifax should cease to exist for the breach.
  - tasuki 4y ago
    The person you're replying to is not sure what they did differently.
    - lewispollard 4y ago
      The person you're replying to is responding to: > I'm not complaining
      - godelski 4y ago
        I'm not complaining about the extra cash. Of course I have complaints about Equifax and their operations.
      - tasuki 4y ago
        Ooh, fair.
  - tjrDL6MjB2Zwwa 4y ago
    completely agreed. That they still exist is a damnation of our society.
- jjeaff 4y ago
  That's about what I got. I remember there were a few different avenues to get different types of compensation. One was reimbursement for any costs incurred because of the breach. I had bought some identity theft insurance at some point after the breach so I claimed that. As well as some other stuff, maybe a credit karma thing. They sent all kinds of requests for information after that trying to disqualify any and all claims, which I don't think I actually did. But I did end up with a whopping $21.
jimt1234 4y ago
Hey! You got a year of free credit monitoring. Show some gratitude. Sheesh. </sarcasm>
- exabrial 4y ago
  The joke is: Equifax supplied the "free credit monitoring". LOL Billed themselves I'm sure
  - schemescape 4y ago
    Actually, I think the credit monitoring I got was from Experian. Or maybe that was from some other data breach, and I've mixed them up...
    - schemescape 4y ago
      Confirmed it was Experian: > You filed a claim in the Equifax Data Breach Settlement and chose to receive free, three-bureau (Equifax, Experian, and TransUnion) credit monitoring from Experian for four years.
rkagerer 4y ago
If $5 is all that information is worth, I wonder if enterprising criminals will just cut out the middleman and start making offers to potential victims directly. "Screw Equifax and their paltry breach, we'll give you $50 for it over here at h@cknonymous!".
bradhe 4y ago
Wonder what the real economic impact on respondents was from the breach?

by kens 4y ago

MobileVet 4y ago

Yea, when I read that the claim group had ballooned I changed my ‘compensation’ to be 5 years of their crap service for identity theft monitoring. I figured that was worth more than $5… though it is debatable.

sva_ 4y ago
You can probably buy those datasets for much less per row.
schemescape 4y ago
Of course, that's really 5 years of Experian trying to upsell you to their paid (out of pocket) services. Why can't I set it to email me only if there's a change? Why does it need to send me email every month?
- Fatnino 4y ago
  Equifax, not Experian
  - schemescape 4y ago
    No, they offered me Experian monitoring: > You filed a claim in the Equifax Data Breach Settlement and chose to receive free, three-bureau (Equifax, Experian, and TransUnion) credit monitoring from Experian for four years.
rkagerer 4y ago
The notion that identity theft monitoring is sufficient mitigation to a customer after a breach like this is laughable. I'm concerned as the tend becomes normalized, when someone does finally bring a challenge in court where that's one of the matters to be dealt with, the company will simply say "industry standard".
fatnoah 4y ago
I didn't even bother because I figured the cash would be meaningless, and I've already got monitoring because my info was part of the OPM breach a while back where all of the same information plus my secret clearance background check info, fingerprints, and toeprints were leaked.
Sohcahtoa82 4y ago
The fact that people would pay for credit monitoring is strange to me. Credit Karma is free, and has been very good. When I applied to finance a car online, within 15 seconds of me pressing "Submit" on the web page, I had an e-mail from Credit Karma that someone did a hard pull of my credit report. Does the identity theft service you got do anything more than that that you would actually use?

JumpCrisscross 4y ago

Has anyone been able to show damages? I get the fury at Equifax. I personally refuse to unfreeze their reports. But it’s looking increasingly like a leak that was shocking but moderately harmful at worst.

Mezzie 4y ago
My sister got her SS# stolen and every time she tries to open a bank account, it's drained immediately. She's been unbanked for years as a result. I think that counts; if I weren't around to manage her money (and trustworthy), she'd be fucked.
fitblipper 4y ago
Has any leak ever resulted in someone saying they could clearly id damages from a specific leak and then get compensation from the company who leaked it? We aren't even told when a government entity looks at and uses our private information. How in the world would we know when a criminal does, and how would we be able to say they looked at that specific leak instead of one of the other 10 possible sources of my leaked private information? Maybe it is time to pool the damages of all identity thefts together, (about 56 billion in 2021) and split the bill (+ maintenance and administrative costs for managing the money) across all businesses that have leaked private data. That money could be used as a resource to all identity thefts victims to be made whole.
- JumpCrisscross 4y ago
  > time to pool the damages of all identity thefts together You can’t pool something you haven’t measured. This is a genuine question. I had thought we’d have demonstrated liability by now.
  - jjeaff 4y ago
    As far as I'm concerned, every single act of identity theft that occurred after the breach where at least one piece of data leaked in the breach was used, are damages. Sure, it might have happened anyway, but it doesn't really matter which illicit source they got it from it was available anyway. Just like in an assault/homicide case, if a victim has a heart attack and dies soon after you assaulted them, you can't prove that the attack led to the heart attack. Could just be bad timing. But most courts and juries would likely find the assaulter guilty to some extent.

godelski 4y ago

Strange, I got $22.82. I was honestly expecting around $5 but I'm not complaining. I'm not sure what I did differently.

thallium205 4y ago
I got $12.26
HarleyBestfield 4y ago
I am. Equifax should cease to exist for the breach.
- tasuki 4y ago
  The person you're replying to is not sure what they did differently.
  - lewispollard 4y ago
    The person you're replying to is responding to: > I'm not complaining
    - godelski 4y ago
      I'm not complaining about the extra cash. Of course I have complaints about Equifax and their operations.
    - tasuki 4y ago
      Ooh, fair.
- tjrDL6MjB2Zwwa 4y ago
  completely agreed. That they still exist is a damnation of our society.
jjeaff 4y ago
That's about what I got. I remember there were a few different avenues to get different types of compensation. One was reimbursement for any costs incurred because of the breach. I had bought some identity theft insurance at some point after the breach so I claimed that. As well as some other stuff, maybe a credit karma thing. They sent all kinds of requests for information after that trying to disqualify any and all claims, which I don't think I actually did. But I did end up with a whopping $21.

jimt1234 4y ago

Hey! You got a year of free credit monitoring. Show some gratitude. Sheesh. </sarcasm>

exabrial 4y ago
The joke is: Equifax supplied the "free credit monitoring". LOL Billed themselves I'm sure
- schemescape 4y ago
  Actually, I think the credit monitoring I got was from Experian. Or maybe that was from some other data breach, and I've mixed them up...
  - schemescape 4y ago
    Confirmed it was Experian: > You filed a claim in the Equifax Data Breach Settlement and chose to receive free, three-bureau (Equifax, Experian, and TransUnion) credit monitoring from Experian for four years.

rkagerer 4y ago

If $5 is all that information is worth, I wonder if enterprising criminals will just cut out the middleman and start making offers to potential victims directly. "Screw Equifax and their paltry breach, we'll give you $50 for it over here at h@cknonymous!".

bradhe 4y ago

Wonder what the real economic impact on respondents was from the breach?