2 ms·

I wouldn't say that American digital banking is that bad at this point. SMS 2FA is pretty robust, as biometrics on the phones reduce the number of SMSes sent.

• stop50 4y ago
  In germany most banks don't do this anymore due of security reasons.
  • JAlexoid 4y ago
    I can't say about most, but my N26 DE account requires SMS authentication as well.