Certainly, if we lived in a world with a very robust financial safety net, then people would be less inclined to make risky financial decisions. The main questi

Certainly, if we lived in a world with a very robust financial safety net, then people would be less inclined to make risky financial decisions. The main question is how do we get there? It's not obvious to me that the currently popular web3/crypto approach of widely promoting these risky gambles gets us there.