Literally I've not seen a check in twenty+ years except for bank checks used to pay a mortgage. Where I live one can pay by direct bank transfer or debit card,

Literally I've not seen a check in twenty+ years except for bank checks used to pay a mortgage. Where I live one can pay by direct bank transfer or debit card, usually with no fee while checks carry exorbitant fees and one has to make an appointment at the bank to cash one.