Thousands of sites act in exactly the same way Regretsy acted. PayPal's policies allowed that sort of use, indeed it seems to me to be most of where the use com

Thousands of sites act in exactly the same way Regretsy acted. PayPal's policies allowed that sort of use, indeed it seems to me to be most of where the use comes from. Whether a bank would have allowed that sort of thing or not isn't relevant, PayPal allowed it, then some employee decided they shouldn't.