The income a person earns from their charitable remainder trust is absolutely not tax-free! It's taxed as regular income, for life. The charity - the final ben

The income a person earns from their charitable remainder trust is absolutely not tax-free! It's taxed as regular income, for life. The charity - the final beneficiary - is the one that gets an additional 3.3 million dollars in your example, since the money was put into the trust before capital gains tax - instead of the donor paying tax first, then giving to charity after.