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Here in Germany, most traditional banks still have branches (assuming you are in a city). Not many, but still quite some (and it depends on the bank, some have

Here in Germany, most traditional banks still have branches (assuming you are in a city). Not many, but still quite some (and it depends on the bank, some have more than others). FinTech banks like N26 never had any.

flemhans 4y ago
In Denmark, the traditional banks closed the branches. My bank (Danske Bank) has two branches left in the whole country.
carstenhag 4y ago
Funnily enough some german banks are experimenting with something called a "banking bus". It has an integrated ATM and 1-2 bank employees. Each half day it is at another village/small town.
- Semaphor 4y ago
  That does sound like a rural area thing, makes sense there I guess. Reminds me of the "Bücherbus" (library bus) when I was a kid.
- d12bb 4y ago
  My employer (in a ~40k town on the border of a metro region) rents out space to the local Sparkasse, who have 3 or 4 banking buses and a small non-public office there. I can see these buses come and go every day. That said, last time I visited an actual bank branch was like 10 years ago to terminate my account with Sparkasse, have used an online-only one ever since.
- disordinary 4y ago
  That's a good idea, one of the tough things about banks closing - espeacially in small towns where there isn't any around for miles, is the elderly struggle with technology.