Exactly. Things are just complex, and who wants to wire up a form library from scratch? All of the tools out there now (assuming you know which to choose) have

Exactly. Things are just complex, and who wants to wire up a form library from scratch? All of the tools out there now (assuming you know which to choose) have made our lives easier, and (vastly) less bug ridden, then ever before. It's hard to know what to choose, but the domain itself is necessarily complicated.