You appear to have a successful, working product that does not rely on regulatory arbitrage to suck up profits from existing market participants. Thus, your bu

You appear to have a successful, working product that does not rely on regulatory arbitrage to suck up profits from existing market participants. Thus, your business is not appropriate for YC. That's a good thing. Outside of the Valley, YC and YC companies have a horrible reputation and would hinder your growth and mission more than it would accelerate it.