> So, rather than the consumer being responsible for their actions you support consumers engaging in whatever risky behavior they like as long as someone else i

> So, rather than the consumer being responsible for their actions you support consumers engaging in whatever risky behavior they like as long as someone else is there to protect them or give them a do-over? Yes. Every time you make a foolproof system the world brings us a bigger fool. I'd rather a few irresponsible people get a do-over than otherwise responsible people getting rekt like this.